ONLINE MORTGAGES

** 15 Year Special Promotion 2.75% for purchase or refinance of non credit union debt.  Apply online for normal rate, promo rate given at interview**

If you are interested in a First Time Home Buyer Program, Manufactured/Double Wide Housing, Income Property, or a Vacation/2nd Home, please visit one of our local offices or call us at 1-800-242-2120, ext. 10269 for more information.

Pre-Qualifications

It's Fast and it's free! Follow these easy steps to see how much house you can  afford!

Select Rates & Services from above

Select Calculators

Select purchase calculator on the bottom right of your screen

Select Pre-Qualify

Fill in all the required information and choose Calculate

Scroll down to fill in your name and mailing address and click Print

 

You must become a member of Visions Federal Credit Union, prior to a formal mortgage application.

Construction Loans not offered our 30 Year Fixed Rate Products.

 30 Year Fixed Rate loans are a maximum of $417,000

To apply for a  30 YEAR FIXED RATE MORTGAGE you must call for an appointment.  You can not apply online.   You will not be locked into a rate until you come in for your appointment.    THE NUMBER OF POINTS ASSOCIATED WITH THE PRODUCT MAY VARY BASED ON CREDIT WORTHINESS AND PROPERTY LTV.  CALL FOR DETAILS

 

 






Where to Start

Information For First-Timers

First-Time Home Buying

Congratulations! We're pleased to be helping you with your first home. The more you know about the home buying process, the more confident you will be in making the important decisions that will shape your home ownership experience.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

Purchasing A Home

Purchasing a Home

Buying a new home is exciting and the process of financing it is now faster and easier than ever before.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

Start Saving By Refinancing

Refinancing a Home

If the current value of your home has increased, it may make sense to refinance at a better rate or refinance to consolidate debt or plan a home improvement project.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.




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