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Online Mortgages

It's Easy with Visions FCU
Get the loan you need faster and more conveniently than anywhere else with
Visions FCU's online mortgage process.   We've eliminated traditional and red tape in favor of a few clicks and a few questions.  Use our new online loan application to start building your wealth today.

Please do not apply on line for Prequalifications, First Time Home Buyers, Manufactured/Double Wide Homes, Income Properties and/or Vacation Homes (2nd Homes).

You must become a member of Visions Federal Credit Union, prior to application.

Construction Loans not offered on 20 or 30 Year Fixed Rate Products.

20 & 30 Year Fixed Rate loans are a maximum of $417,000

To apply for a 20 OR 30 YEAR FIXED RATE MORTGAGE you must call for an appointment.  You can not apply online.   You will not be locked into a rate until you come in for your appointment.    THE NUMBER OF POINTS ASSOCIATED WITH THE PRODUCT MAY VARY BASED ON CREDIT WORTHINESS AND PROPERTY LTV.  CALL FOR DETAILS

 

 

PLEASE NOTE THE TAXES AND INSURANCE INDICATE TEN MONTHS OF IMPOUND PAYMENTS.  WHEN YOU ACTUALLY APPLY THE GOOD FAITH  ESTIMATE WILL INDICATE ONE YEAR RESERVE OF TAXES AND INSURANCE.  WHEN YOU COME IN TO MEET WITH A MORTGAGE REPRESENTATIVE YOU WILL RECEIVE A FINAL GOOD FAITH ESTIMATE THAT WILL INDICATE YOUR ACTUAL FEES AND CHARGES ASSOCIATED WITH YOUR TRANSACTION.

 

 

 
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